As buyers navigate through these options, it becomes difficult to determine which one would be the most suitable. In a nutshell, the platform that you should use depends upon the amount you want to invest in stocks, how often you want to trade and some other factors.

This guide shows you all the key differences between the three platforms, and helps you determine which one is right for you.

Option 1: Sharesies NZ

If you have been in New Zealand for a while, you would know that Sharesies was the first NZ based trading platform to be launched. The company began in 2017 through a startup incubator, and since then they have taken pride in being the first (and often, most reliable) affordable online investor.

Sharesies targets young people who are just starting out with investments. They facilitate people by having a low fee of 1 cent per share to invest in both the NZ and US markets. If you are looking for popularity statistics for Sharesies, then it is safe to say that over 1 billion dollars have been invested using the platform for the past 4 years.

In our opinion, Sharesies NZ is most suitable for:

• New investors who want to spread their reach to the US market,
• Current investors in the NZ market who want to purchase a small number of US shares.

If you are new to Sharesies or thinking about getting it you can do so by clicking HERE or reading our full review HERE.

Option 2: Hatch NZ

Hatch is another popular option from New Zealand that gives you access to US market stocks. While Hatch has been around for multiple years now, their popularity surged the most during 2020. This web platform provides easy access to over 3,500 stocks that you can buy and sell using Hatch with each transaction being supported by the professional team behind the startup.

For both beginners and experienced investors, Hatch provides a feature set that is easy to follow but also has everything that you would need. The best part about Hatch is that they have a comprehensive FAQ list on their website which aids all beginners in getting started with trading.

In our opinion, Hatch is most suitable for:

• People who want to continue investing for years,
• Large investors who are likely to hold their stocks.

If you are new to Hatch or thinking about getting it you can do so by clicking HERE or reading our full review HERE.

Option 3: Stake

Stake has been designed for expert traders. This platform offers a complete set of features including order types, day trading, etc. Stake was launched in 2017 and has since then accumulated a large number of experienced investors on the platform. The most attractive feature offered by Stake is their fee-free trade, meaning there is zero brokerage fee involved when you trade using Stake.

In our opinion, Stake is most suitable for:

• Investors who have prior experience in trading,
• Traders who want complete control over their trading processes.

If you are new to Stake or thinking about getting it you can do so by clicking HERE or reading our full review HERE.

Final Words

The truth is that most trading platforms essentially offer the same features. Whether you choose Sharesies, Hatch or Stake, you will have access to the following features:

• Funding from your NZ bank account
• Using DriveWealth as the main broker for US investments
• Registered and protected investing
• Customer representative support.

If the fee is your main determinant, then Hatch proves to be the cheapest per trade. As you start accumulating more and more shares, you can have access to economies of scale that allow you to make larger investments in the future.

However, if you plan on investing less than $750 in US shares, then Sharesies NZ provides better value for money. This can be attributed to the fact that purchasing multiple shares through Hatch means that their basic fee of 1 cent per share tends to add up to a significant amount.

While Hatch, Sharesies NZ and Stake have varying fee structures depending upon the amount you invest, it is important to plan your transactions in advance.

Sharesies NZ would be a great choice for those who want to invest small amounts into the US market. Hatch is more suitable for those who want to trade continuously, and Stake is for those who want to buy and sell shares in multiple companies over the US market.

The post Sharesies vs Hatch vs Stake – Which is Best? appeared first on How to Invest.

The shares vs ETFs debate is similar to any other question about investment decisions. Regardless of the choice you make, your top priority must always be to have as little risk as possible, and generate a profitable return on investment for yourself.

Getting started in the market? Sign up to Sharesies and receive free $5 in your account by clicking HERE.

What are ETFs?

While you may know that shares are individual fractions of ownership of a company that you can purchase, many people do not know about ETFs.

Exchange-traded funds are a combination of shares that you can buy and sell – similar to how the stock market works. These ETFs can be purchased or sold via brokerage firms who tend to guide you regarding which ETFs to purchase.

A majority of ETFs in the market double as index funds – which is a set of stocks of a particular industry in the economy. These are typically large sectors such as real estate or energy.

Here are some factors to consider

As you try to choose between an ETF or individual shares, here are a few important factors to consider before making your decision:

1. Individual Control

If your top priority is having control over your investment, then it is safe to say that stocks offer more individual control than ETFs. Purchasing stocks means that you can research the specific businesses that you want to invest in beforehand and choose each one critically.

For ETFs, it is difficult to promise individual control since these are bought through brokerage firms that are simultaneously tracking a large number of companies. This means that you would have less direct control over your investment, and even the profits that you make over time.

2. Flexibility

Similar to control, purchasing individual stocks lets you have more flexibility and variability on your portfolio. You can choose which stocks you want on your investment portfolio – making it as diverse as you want with a combination of growth stocks and value stocks.

3. Investment Predictability

Once you make an investment, you would want to know the estimated amount of return that you would receive. With individual stocks, it is easy to make accurate predictions using previous market data and trends. With ETFs, predictability is comparatively harder but not impossible. It only takes more effort because you would have to compare and combine the performance of your portfolio of stocks throughout various industries.

Summary

Whenever you have to make a choice between purchasing individual shares or ETFs, it is important to consider your risk and exposure first. Depending upon what your own priorities are, you would be able to derive a conclusion for yourself.  In our opinion ETFs tend to be a better option when there is little dispersion of the returns from the average, and stocks tend to be better when there is significant dispersion of returns.

Unsure which platform to use to buy Shares or ETFs? See our full review so you can make the right decision by clicking HERE.

The post Shares vs ETFs – Which Is Better? appeared first on How to Invest.

What is Sharesies?

Sharesies is an online investing company that targets the youth of NZ in its range of customers. Its main aim is to invest in the young people of NZ and by doing that they have a lowered sign-up age limit and they have as little as a cent of investment, liable to start-up the customers portfolio.

What Does Sharesies Offer?

Sharesies offers a variety of different features from any funds that you want to lowering the rate of investment so that young people can join in and be a part of something that could eventually be their future.

• Minimum of 1 cent investment to start-up the buying shares system.
• You can auto-invest $5 or more either weekly, monthly or daily according to what suits you.
• The fee structure is an interesting one too. It only asks you for money if you have a portfolio to show that you have been investing. This way they don’t charge you for something you haven’t invested in.
• The interface of Sharesies is perfect for desktop, laptop, tablet and phone. It is easy to use, without any big words, it is easy to understand and follow through.
• Offers you three types of investment opportunities such as Managed Funds, Exchange Traded Funds and Companies. It is all up to the customer to choose which one suits them best.
• It offers investment opportunities in different companies all around NZ and outside.

Why Should You Use Sharesies NZ compared to other platforms on the market?

To put it simply, Sharesies is a better company than many of the other online funds and stock investment companies. Companies such as Hatch and InvestNow are famous and used regularly but Sharesies has the best outcome of customer approval and customers ratings in general.

Below are just some reasons why Sharesies is better:

1. Age Limit – The biggest factor is that the age limit for this online company is 16. This means that teenagers who want to invest in their future can easily do so without an adult present.

2. Target Demographic – The target demographic for Sharesies is the youth of NZ. Anyone knows, that when you invest in the youth, you get back profit handsomely. By investing in the youth, they are increasing the chances of more responsible youth becoming responsible stock and investment holders

3. Investment Amount – The amount that Sharesies requires you to invest so that they can start your portfolio and you can start looking for stocks is a minimum of five cents. This is an incredible offer to those who don’t own a lot of money.

so you’re all set, what’s next?

Make an account. You can open an account by clicking HERE. Doing so will mean that you will receive FREE $5 in your account and so we will for referring you.

The post Why You Should Use Sharesies NZ Compared to Other Platforms appeared first on How to Invest.

Sharesies is a stock exchange platform which allows buying and selling shares and makes investments easier for you. The investors now have the option of investing as low as one cent in the market, and can buy small proportions of share or fractionalized shares. This platform is designed to facilitate the younger citizens of New Zealand, for them having access to making investments. Also, Sharesies offers individuals with various kinds of options to invest, including managed funds, exchange-traded funds and companies. Through Sharesies, you can now invest in more than 170 New Zealand Stock Exchange companies. Pathfinder Asset Management, AMP Capital and Smartshares are responsible for the provision of funds.

If you are new to Sharesies you can open an account by clicking HERE. Doing so will mean that you will receive FREE $5 in your account and so we will for referring you.

What Do You Need to Open an Account on Sharesies?

A Sharesies account is not limited to a particular age range. Even children under 18 can have access to this account. You must have a valid home address which represents that you are a citizen of New Zealand. Even for those who are living abroad, proof of their tax information must be given. Other than this, you must have a bank account (of New Zealand). Also, the monthly and annual fee must be paid regularly, on time, to avoid any inconveniences and to keep your account fully functioning. You must be clear about your investments and the funds you are willing to opt for, considering all elements, including the risk factor.

Which Investment products Are Part Of It?

The investment products mainly include money deposited in a bank (cash), investments you have made in the form of government bonds, New Zealand Shares, Australian Shares, International Fixed Deposits and International Shares.

Options to Make Investments

If you been in the stock exchange market for a long time and have enough knowledge of how to invest and all the possible strategies, you can opt for the DIY order to make investments yourself. Other than this, you can also choose to make auto-investments.

The Fee Structure of Sharesies

You are required to choose among either the annual fee or monthly fee. For an annual fee, you are supposed to pay $30 every year, regardless of the value of your portfolio. For children (under 18), the annual fee is $15 almost. Considering the monthly fee, you are required to pay $1.50 every month if the size of your portfolio is amid $50-$3000. If the portfolio is above $3000, you are charged with $3.00 per month. Other than this, a brokerage fee is supposed to be paid, whenever you wish of buying or selling of the shares in companies. This depends on the total amount of order. For orders greater than $3000, the brokerage fee is supposed to be 0.1% of the total amount. For orders less than $3000, it is 0.5%. Moreover, if your portfolio balance is lesser than $50, you are not supposed to pay any fee.

Summary

Sharesies is an excellent stock trading platform which provides the investors with a large range of benefits and ease. For many of you who are worried about making investments and buying shares through Sharesies, it keeps your money safe by using the custodial system. This system is scrutinised every year, so there are minimal chances of risks.

Get FREE $5 on Sharesies by clicking HERE.

The post Sharesies NZ Review appeared first on How to Invest.

If you are new to Sharesies you can open an account by clicking HERE. Doing so will mean that you will receive FREE $5 in your account and so we will for referring you.

Below are some of the stocks on Sharesies that are undervalued.

1. Z Energy (ZEL)

This fuel distributor that is the known throughout NZ had one of the biggest investors, Shell, pull out of their shareholders’ list and thus now,  Z Energy is an undervalued stock. You can easily buy shareholder status of even funds from this company as a customer.

2. Tourism Holdings (THL)

Now this is a company that has been undervalued for a long time. With the majority of its shareholders worried for the future of this Tourism Holding Limted, it is worth mentioning that it was once a great source of information on tourist locations and listings in New Zealand.

3. Trustpower (TPW)

Trustpower is a NZ based energy company that has provided electricity to the majority of NZ and is listed in New Zealand’s stock exchange as a power company. It is worth mentioning also that it is an undervalued company where they are making less profit than they are worth.

4. A2 Milk Company (ATM)

A2 Milk had difficulty in 2019 with a lot of administration and managerial changes making their way. What is necessary to point pout is that they are trying to bounce back into the stick market and due to their brilliant infant milk formula, it looks like they may just become valuable. But for now, they are still an undervalued company.

5. Metro Performance Glass (MPG)

Now this is a NZ based companies that makes double glazing glass and is the leading distributor and supplier all over the country. Metro Performance Glass is also undervalued because its profits are not marked up to the expectations of this company. This is why it is imperative that they work and improve their statistics.

6. EBOS Group

EBOS Group is a healthcare and pharmaceuticals’ whole sale company that provides all kinds of necessary products to people in the healthcare profession. From healthcare to animal care products, this wholesale company provides for a variety of fields but is still undervalued at the moment.

7. Cooks Global Food

Cooks Global Foods Limited is an international coffee brand that is undervalued and is continuing to go undervalued because it is not making as much of a profit as expected. It does not have meaningful revenue and its is predicted that it won’t last long. So, by far this is the most undervalued company on Sharesies.

Summary

As seen above, there are multiple companies and industries that may be undervalued, some have a chance to up their value and become valuable or overvalued but some, like the Cooks Global Food, has a high chance it wont recover. Now you know which ones to take a chance on and which ones to let go.

If you are new to Sharesies you can open an account by clicking HERE. Doing so will mean that you will receive FREE $5 in your account and so we will for referring you.

The post Undervalued Stocks on Sharesies NZ appeared first on How to Invest.

If you are new to Sharesies you can open an account by clicking HERE. Doing so will mean that you will receive FREE $5 in your account and so we will for referring you.

So, what companies should you look at for the best returns?

1. A2 Milk Company (ATM)

The company belongs to the milk industry and is at the top of our list to invest in. The company was founded in 2000. Their innovative and inventive solutions to the problems of the dairy industry have won customers over, therefore they yield higher returns to their investors. Recent trends in their net income suggest that they will continue to yield higher returns. As of now their share price on Sharesies is around NZ$15-20.

2. EBOS Group (EBO)

Considered to be the biggest wholesaler and distributor of healthcare products in Australia and New Zealand makes it our second-best option to invest through Sharesies. Considering the ageing population of Australia and New Zealand along with COVID-19 we expect the healthcare industry to grow, which means the EBO group is also likely to do well in the future. Making EBO group a very good investment through Sharesies. The current share price of the EBO group in NZ$22.

3. Freightways (FRE)

Freightways New Zealand has made itself an integral part of the companies supply chain network. Through its strong network Freightways have made strong relationships with their customers, this allows them to perform exceptionally well, and pay more dividends to its investors. Also we believe that the growth of the e-commerce logistics industry will flourish, even more, making Freightways a good investing option through Sharesies. Currently their share is being traded at NZ$6.6.

4. Mainfreight (MFT)

Mainfreight gets the 4^th spot on our list. MFT has one of the highest % of returns to shareholders in New Zealand. This should be enough to consider investing in MFT. MFT has a wide portfolio of companies operating in its umbrella, because of this wide portfolio they can fend off losses, thus making them a safe investment through Sharesies. The current share price is NZ$ 36.31.

5. Meridian Energy (MEL)

Meridian occupies our last spot. MEL is supposed to be New Zealand’s largest electricity producer. They use 100% renewable sources as per their energy model. MEL is a good investment because the world is now moving towards renewable sources of energy because of its benefit over the nonrenewable sources. These growth prospects make MEL a feasible investment option on Sharesies. The current share price is NZ$4.3

Final words

Investment has been made easy through online platforms such as Sharesies, but as an investor it is very important to gather all the data available to make an informed decision which will result in higher profits. The stock exchange is a highly speculative form of investment, involving a lot of risks, so to mitigate risks it is important to invest in companies that are likely to perform well.

The post Best NZX Stocks to Buy on Sharesies appeared first on How to Invest.

In this article, you will find out which are the best NZX stocks for a maximum profit outcome and how you can do that. All you need to know here, in this article is what the names of those stocks are and the rest you will be able to do it yourself on Sharesies website.

If you are new to Sharesies you can open an account by clicking HERE. Doing so will mean that you will receive FREE $5 in your account and so we will for referring you.

1. Spark New Zealand (SPK)

Spark NZ is a New Zealand owned company that provides telecommunication and cell phone services to the entire country. It is the best in terms of revenue and profit-building.

2. Pushpay Holdings (PPH)

Pushpay Holdings is a donor system where this company provides donor tools to management systems to schools and educational institutions. It has a great revenue system with a high profit-margin. This is a company where you can buy shares or buy funds.

3. Genesis Energy (GNE)

This is again an electricity providing company that provides electricity, natural gas and LPG. Genesis Energy is a retailing company that helps customers with what they need in concerns to power. With its profits sky-rocketing, this company is the perfect place to buy some shares and become shareholders.

4. EROAD Limited (ERD)

EROAD is a transport company that is based in NZ and helps all kinds of transportation that go through roads. They help provide services to pay for the road tax and any other charges that may fall on regular commuters once on the road. This all works, as they provide with special systems that can be easily accesses. This company again has a high rate of profit outcome thus being one of the best stocks present in NZX.

5. Port of Tauranga (POT)

Port of Tauranga is a port in New Zealand which controls the shipments, cruise and cargo. This is a great investment opportunity for those who wish to give back to the people as this port helps to transport goods from one port to the other. The revenue collected from this company along with profit is enough to convince someone who is looking to buy some stock in NZX that this is the best place to do it.

Summary

This concludes our list of the best NZX Stocks to buy in Sharesies for big profits in 2020.

The post Best NZX Stocks to Buy for Big Profits on Sharesies in 2020 appeared first on How to Invest.

List of ways by which you can buy Air New Zealand’s Share

List of ways by which you can buy Air New Zealand’s Share

1. Online Share Trading

This option is considered to be the easiest and cost-effective one. Online Share Trading gives investors or potential investors online tools to buy, sell, and track their portfolio. There are many online trading platforms available in New Zealand one of the most commonly used is Sharesies.

If  you are new to Sharesies you can get FREE $5 in your account by signing up HERE. You can also read our full review of Sharesies HERE.

How to use Sharesies to buy Air New Zealand Shares?

a. Open your account

The first thing you would have to do is open your trading account on the Sharesies website. You will need to enter your details such as Name, Address, and Contact number. You will need to choose your plan, which means whether you’ll be paying subscription monthly or semi-annually or annually for using their services.

b. Top up your wallet

Now that you have your Sharesies account you need to add money in that account to trade shares. You can top your Sharesies account by credit card.

c. Initiate a buy order

Select the buy option then choose NSX (New Zealand stock exchange) then search Air New Zealand.

d. Enter Buying Details

Now you have to specify the quantity you want to buy and also set limits of the price which you will be willing to pay per share. After setting the price limit now you have to choose a settlement amount, on which the stock will be credited.

e. Order Confirmation

Verify the details and then confirm your order.

2. Licensed Stock Broker

If you are not comfortable with online mechanisms, or if you feel that they are not reliable enough you can always use a licensed stockbroker. These stockbrokers purchase shares on your behalf and charge a percentage of commission on price. These stockbrokers provide a wide range of services to their clients based on the contract between them and their clients. You can find a list of registered stockbrokers on the NZX website.

What to look for in a broker

a. Broker FMA Regulation

FMA regulators oversee and monitor the stockbrokers, so you have to make sure that the stockbroker you are choosing abides by FMA regulation.

b. Brokerage costs and Commissions

These are the costs associated with using brokers to purchase stock. If you have just started investing in the stock exchange, choose the one with lowers costs and commissions.

c. Other services

Brokers offer a wide variety of services such as reporting daily, weekly, monthly, and yearly. They also guide you regarding other investment and trading options.

d. Reviews and Reputations

Choose the broker which belong to a known brokerage house, has a good clientele and take reviews of brokers with online and from other investors.

3. Open your account in NZX

This is the most complicated option out of the lot. In this option you will need to open your account in NZX by filling in all the details and abiding by all the regulations. This is also the most time consuming and complex one.

Final Words

Investing in Air New Zealand is a good option, as they consistently perform well. Amidst COVID-19 companies have taken a serious hit, their share prices have gone way below, whereas Air New Zealand are still in a decent position. We would recommend using online share trading option such as Sharesies as it is more convenient, easy and you can easily monitor what is happening in your account. Also their subscriptions turn out to be cheaper than commissions to brokerage houses.

If you would like to get FREE $5 on Sharesies check it out by clicking HERE.

The post How to Buy Air New Zealand Shares (AIR) appeared first on How to Invest.

If you are new to Sharesies you can open an account by clicking HERE. Doing so will mean that you will receive FREE $5 in your account and so we will for referring you.

How to use Sharesies?

For starters, let us cover the basics. You must be wondering how to start using it? Well, in this article we will tell you step by step how to use Sharesies.

Step one: Who can sign up?

In order to open an account in Sharesies and invest, one must be older than 16. Secondly, one must be a permanent resident of New Zealand , so he or she should be able to authenticate his or her New Zealand residential address. Furthermore, the account details and deposit money should come from the New Zealand bank too. All you have to do is agree to the privacy terms and conditions and fill out the identity and address section. In case if you are a foreigner living in New Zealand or not a citizen of of NZ, you have to provide some more information in order to start investing.

Step Two: Signing up

All you must do is go to Sharesies website and sign up. Fill your personal details and accept the terms and conditions. Once you have done that, go to settings and again fill out your personal details in the section.

If the subscription is under 50 bucks, then the subscription is free. Once the investments in your portfolio are more than 50 bucks but still under $3000, then you must pay $50 every month as a subscription fee of Sharesies. If for instance, your total investments are more than $3000 , then you only have to pay $3 per month.

Step Three: How to Pay

You can pay the subscription fee either through your wallet or through the listed card. You will have to mention your bank details or credit card in the settings.

Step Four: Tax

IRD number is very important for Sharesies, as through this number Sharesies will pay all your taxes.

On Sharesies one can buy three types of investments:

1. Companies
2. ETFs
3. MANAGED FUNDS

Some other things to note:

No Range or limit – Sharesies does not have a minimum amount to invest in, so you can choose any amount you want and afford and invest. It is not compulsory for the investors to buy whole shares as well.

Next Steps

All you have to do is use your wallet, you can either use your credit card or bank transfers. Secondly, choose any of the three investments you want to buy. Last but not the least, create order! They even provide with an Auto-invest option to make investing easier and simpler! Look and try investing now!

Get $5 Free when you open you Sharesies account by clicking HERE.

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Create An Account

Once you have chosen Sharesies as your stock trading platform, all you need to do is to get your registrations done for an account. You are required to provide all the necessary information such as your name, home address, your proof of ID and the information regarding your bank account.

Select The Shares/Stocks:

Next, you are required to opt for the shares you are willing to buy. These shares must be according to how much you want to invest, or your target. You can then decide the total number of shares you would like to get. For these, you need to consider your budget and then plan for it likewise.

Place Your Order:

Sharesies is a platform which offers you a lot of opportunities when you place an order.

There are two types of orders:

• Market orders – Market order is buying a stock/fund/share at whatever the market is selling it at.
• Limit orders – Limit order is buying a stock/fund/share at whatever you set the price at.

Some things to consider when you are buying at market order the price my fall or increase drastically so you need to think about if you want to take that risk. At the same time, if you do limit order your order might not fill cause of the limit you set.

Generally, market orders are for traders and limit orders are for investors but to each their own. Double check the details before proceeding to the next step.

Finish the Payment

Your stock trading account must have ample amount to make you eligible for the transaction. Also, you need to keep in mind the brokerage fee, i.e. the transaction fee which you need to pay according to the order you have placed. According to their strategy, Sharesies charge 0.1% on the total buying order if the amount is greater than $3000. For orders which are less than $3000, the brokerage fee will be 0.5% on the total order. If the shares are planned to be sold late on, 0.5% of the transaction fee is supposed to be given. This brokerage fee does not apply to the buying of funds. The total time taken for this process, i.e. payments, is usually two days.

Check The Current Performance of Your Shares

The strategies which you have made so far will make you decide how often you are supposed to check the current performances of your shares. You may have a look at them every month, or even after every particular week, which depends if your strategy is long-term or not, as far as investment plans are related.

Summary

You don’t need to be a Wall Street trader or investor to buy shares and stocks in New Zealand. Buying NZX Shares in New Zealand using Sharesies gives you a set of opportunities and ways to make better investment plans. Not only adults, but kids can too be benefited from this stock trading platform.

Sign up to Sharesies and get FREE $5 in your account by clicking HERE.

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