As buyers navigate through these options, it becomes difficult to determine which one would be the most suitable. In a nutshell, the platform that you should use depends upon the amount you want to invest in stocks, how often you want to trade and some other factors.

This guide shows you all the key differences between the three platforms, and helps you determine which one is right for you.

Option 1: Sharesies NZ

If you have been in New Zealand for a while, you would know that Sharesies was the first NZ based trading platform to be launched. The company began in 2017 through a startup incubator, and since then they have taken pride in being the first (and often, most reliable) affordable online investor.

Sharesies targets young people who are just starting out with investments. They facilitate people by having a low fee of 1 cent per share to invest in both the NZ and US markets. If you are looking for popularity statistics for Sharesies, then it is safe to say that over 1 billion dollars have been invested using the platform for the past 4 years.

In our opinion, Sharesies NZ is most suitable for:

• New investors who want to spread their reach to the US market,
• Current investors in the NZ market who want to purchase a small number of US shares.

If you are new to Sharesies or thinking about getting it you can do so by clicking HERE or reading our full review HERE.

Option 2: Hatch NZ

Hatch is another popular option from New Zealand that gives you access to US market stocks. While Hatch has been around for multiple years now, their popularity surged the most during 2020. This web platform provides easy access to over 3,500 stocks that you can buy and sell using Hatch with each transaction being supported by the professional team behind the startup.

For both beginners and experienced investors, Hatch provides a feature set that is easy to follow but also has everything that you would need. The best part about Hatch is that they have a comprehensive FAQ list on their website which aids all beginners in getting started with trading.

In our opinion, Hatch is most suitable for:

• People who want to continue investing for years,
• Large investors who are likely to hold their stocks.

If you are new to Hatch or thinking about getting it you can do so by clicking HERE or reading our full review HERE.

Option 3: Stake

Stake has been designed for expert traders. This platform offers a complete set of features including order types, day trading, etc. Stake was launched in 2017 and has since then accumulated a large number of experienced investors on the platform. The most attractive feature offered by Stake is their fee-free trade, meaning there is zero brokerage fee involved when you trade using Stake.

In our opinion, Stake is most suitable for:

• Investors who have prior experience in trading,
• Traders who want complete control over their trading processes.

If you are new to Stake or thinking about getting it you can do so by clicking HERE or reading our full review HERE.

Final Words

The truth is that most trading platforms essentially offer the same features. Whether you choose Sharesies, Hatch or Stake, you will have access to the following features:

• Funding from your NZ bank account
• Using DriveWealth as the main broker for US investments
• Registered and protected investing
• Customer representative support.

If the fee is your main determinant, then Hatch proves to be the cheapest per trade. As you start accumulating more and more shares, you can have access to economies of scale that allow you to make larger investments in the future.

However, if you plan on investing less than $750 in US shares, then Sharesies NZ provides better value for money. This can be attributed to the fact that purchasing multiple shares through Hatch means that their basic fee of 1 cent per share tends to add up to a significant amount.

While Hatch, Sharesies NZ and Stake have varying fee structures depending upon the amount you invest, it is important to plan your transactions in advance.

Sharesies NZ would be a great choice for those who want to invest small amounts into the US market. Hatch is more suitable for those who want to trade continuously, and Stake is for those who want to buy and sell shares in multiple companies over the US market.

The post Sharesies vs Hatch vs Stake – Which is Best? appeared first on How to Invest.

The shares vs ETFs debate is similar to any other question about investment decisions. Regardless of the choice you make, your top priority must always be to have as little risk as possible, and generate a profitable return on investment for yourself.

Getting started in the market? Sign up to Sharesies and receive free $5 in your account by clicking HERE.

What are ETFs?

While you may know that shares are individual fractions of ownership of a company that you can purchase, many people do not know about ETFs.

Exchange-traded funds are a combination of shares that you can buy and sell – similar to how the stock market works. These ETFs can be purchased or sold via brokerage firms who tend to guide you regarding which ETFs to purchase.

A majority of ETFs in the market double as index funds – which is a set of stocks of a particular industry in the economy. These are typically large sectors such as real estate or energy.

Here are some factors to consider

As you try to choose between an ETF or individual shares, here are a few important factors to consider before making your decision:

1. Individual Control

If your top priority is having control over your investment, then it is safe to say that stocks offer more individual control than ETFs. Purchasing stocks means that you can research the specific businesses that you want to invest in beforehand and choose each one critically.

For ETFs, it is difficult to promise individual control since these are bought through brokerage firms that are simultaneously tracking a large number of companies. This means that you would have less direct control over your investment, and even the profits that you make over time.

2. Flexibility

Similar to control, purchasing individual stocks lets you have more flexibility and variability on your portfolio. You can choose which stocks you want on your investment portfolio – making it as diverse as you want with a combination of growth stocks and value stocks.

3. Investment Predictability

Once you make an investment, you would want to know the estimated amount of return that you would receive. With individual stocks, it is easy to make accurate predictions using previous market data and trends. With ETFs, predictability is comparatively harder but not impossible. It only takes more effort because you would have to compare and combine the performance of your portfolio of stocks throughout various industries.

Summary

Whenever you have to make a choice between purchasing individual shares or ETFs, it is important to consider your risk and exposure first. Depending upon what your own priorities are, you would be able to derive a conclusion for yourself.  In our opinion ETFs tend to be a better option when there is little dispersion of the returns from the average, and stocks tend to be better when there is significant dispersion of returns.

Unsure which platform to use to buy Shares or ETFs? See our full review so you can make the right decision by clicking HERE.

The post Shares vs ETFs – Which Is Better? appeared first on How to Invest.

If you are new to Hatch or thinking about getting  it you can do so by clicking HERE or reading our full review HERE.

If you are looking for the best US shares to buy right now, here are our top 2 suggestions.

1. iRobot (IRBT)

As you may already know, this modern technology company currently manufactures Roomba robot vacuums and Braava robot mops. Since the company integrates advanced technology into the most basic household equipment, the entire business plan is impressive enough for anybody to invest.

When it comes to actually making an investment, there are many things that one looks out for. Firstly, iRobot has shown a strong balance sheet over the past year and has proven results to be profitable. This means that if they continue at the same pace, iRobot has the potential to grow significantly over the second half of 2021.

Another thing that gives us faith to invest in iRobot is their visionary founder. When the founder of a company has a strong vision and ambition to achieve something remarkable, there are very few things that are impossible.

The reason why we recommend purchasing iRobot stocks in August 2021 is due to how versatile this company is. Despite their growth statistics following a positive trend in the past, we expect that the company has far more potential than what it currently indicates. By enhancing in artificial intelligence and modern robot technology, iRobot is certainly making life easier for all homeowners with their radical home appliances.

2. UpWork (UPWK)

The world of freelancing rests upon companies like Upwork. By offering an online marketplace, Upwork caters to the gig economy by acting as the middleman between freelancers and companies who wish to hire on a per-project basis. The amount of diversity that you can find on Upwork is truly incredible – from writers and graphic designers to voiceover artists and web development, there is something for everybody.

As more and more people become part of the gig economy, Upwork is expected to grow even more in the future. The trend of having a ‘side hustle’ is becoming very common, and a majority of people are looking for their second jobs as freelancers on sites like Upwork.

After the pandemic hit the world hard in 2020, the phenomenon of working from home has become more common than ever. Since Upwork caters to remote, flexible, and global working conditions, the company has truly set up a business model that is destined to be successful in the modern world.

In 2021, Upwork has seen an increase in the number of sales and number of people who use the platform. If they are to continue this trend of growth, investing in Upwork shares might be the right choice for August 2021.

Summary

Both of these stocks are super unvalued and have tons of room to grow in an every emerging market. So, go ahead and buy shares at this discount prices!

New to Hatch? Sign up here and get $20 FREE when you deposit more than $100 in your account by clicking HERE.

The post Best US Shares to Buy On Hatch Right Now appeared first on How to Invest.

What is Hatch?

The services provided by Hatch are more or less the same as Stake. It is a website that allows its users to buy Exchange Traded Funds which are listed in the market of the United States.

If you are new to Hatch or thinking about getting  it you can do so by clicking HERE or reading our full review HERE.

What is Stake?

The services offered by Stake are more or less the same as Hatch, but two major differentiating points are that stake does not charge any trading fee where as Hatch does. Moreover, Stake also provides its users with an app, so that they can easily download it on their phones and use it. Whereas, Hatch does not have an app.

Both, Stake and Hatch offer trading funds which are listed in the market of the United States.

Fee Structure

Both Hatch and Stake have difference in the price structure.

Both Hatch and Stake charge a deposit fee. Hatch charges 0.5%, where as Stake charges 1%. Hatch does not have any minimum fee restrictions on its customers whereas stake imposes a restriction of $2 being the minimum fee.

Hatch starts increasing its fee every time you trade more shares. So, investing in hatch is a good option if you are planning to buy shares of a single company.

• Monthly fee: When it comes to Hatch, there is no membership charges. On the other hand, stake offers three plans to its customers. The first plan is for the starters, which charges $0 per month. The second plan is for unlimited use, charging $9 per month, and last but not the least, is the Black package which is for $19 per month. Each package has its own unique features to offer to the customers.

Investment

Stake offers more than 800 investment opportunities in stocks and Exchange Traded Funds as compared to Hatch.

Availability of Listings

When it comes to Hatch, new listings are available for the customers as soon as they are made. However, Stake only allows those customers to see the new listings who have opted for the Black plan.

Day Trading

Hatch does not have the concept of trading during the day, where as stake allows its customers who are on Black plan to trade as much and at any time they want.

Funding

When it comes to Hatch, it exchanges money every day at 2 p.m. So, if you deposit before 12 pm, you will wake up to the money in your Hatch account.

On the other hand, Stake allows express funding and charges 0.50%, which allows the customers to be a part of the market immediately, it is the best option if there is a huge opportunity in the market.

More Feasible?

All in all, both the websites offer more or less the same services. Hatch is suitable for those who like to invest daily but trade only once in a blue moon. Whereas, Stake is suitable for those who want to share trades in not just one but many different sized companies.

Final Words

Stake is the most widely used platform right now when it comes to buying US stocks from New Zealand. It is super easy to navigate and provides its users with ease and efficiency. It is also totally legit and safe so you don’t have to worry about your money at all. If you want to buy US stocks easily then sign up on Stake now!

If you are new to Stake or thinking about trying it out, you can do so by clicking HERE and getting $20 free when you deposit $100 or more. You can also read our full review HERE.

The post Hatch vs Stake – Which is Better? appeared first on How to Invest.

If you are new to Stake or thinking about trying it out, you can do so by clicking HERE and getting a free stock from GoPro, Dropbox or Nike.

Stake’s job is to offer you stocks, what you decide to go for is on you. This is why, in this article, you will be told the worst possible stocks that you can buy on Stake and stock that could cause you no profit or very little profit.

Worst US Stocks to Buy on Stake

Below are a few US Stocks that are not the best way to get profit. Stake offers them as a possibility but it is up to the customer to invest or get a share, so do go through the list to make sure these are not the stocks you choose.

1. Mcdonalds (MCD)

The fast-food chain has had a bad year. From the global pandemic that has been raging on, to most people switching to online food deliveries. McDonald’s has suffered a profit loss and may not be the best idea to get a share in this stock.

2. Walgreens (WBA)

United State’s second-largest pharmacy store is lagging behind in the profits department. With its competitor CVS getting a higher profit percentage this company is slowly falling behind with the revenue. This stock at Stake might not be the best idea for you to either invest in or get a share in.

3. Johnsons and Johnsons (JNJ)

A multinational company based in the US famous for pharmaceuticals, medical devices and packaged good is in trouble. From multiple lawsuits to many complaints of their products, this once most sought-out company is suffering terms of profit and revenue-generating. With 2019 being their worst year yet, 2020 seems to be getting worse for them too. With lawsuits pending and public disgrace, this may not be the best time to get a share in this company.

4. Guess (GES)

The iconic clothing store that made the world, if not the US go crazy after its clothing collection is suffering. Along with other retail stores, this franchise is suffering hugely at the hands of Amazon and other online shopping sites. Most customers would rather shop online from the comfort of their homes than to go to a store and buy. Thus, the clothing retail franchise is suffering and 2020 doesn’t look any better for them. Don’t get a share in this stock. Rather, go for the online shopping company Amazon in its place.

Final Words

With the above-mentioned companies, it is necessary to mention that they have had bad years may recover after some time, but at the moment they may not be your best option. Buying a share in a stock is a responsible thing to do, so it is responsible to not invest or buy a share that isn’t doing well.

If you are new to Stake or thinking about trying it out, you can do so by clicking HERE and getting a free stock from GoPro, Dropbox or Nike.

The post Worst US Stocks to Buy on Stake in 2020 appeared first on How to Invest.

In this article, you will receive some basic information on how Hatch can help you get investments and buy US stocks for a cheaper price. Now all you need to do is follow the guidelines.

What is Hatch?

Hatch is a Kiwi run digital investment company that offers US shares to kiwis at a relatable and profitable price. This platform makes it easier for Kiwi businesses to invest in US stock without getting through hurdles. This is a trading platform that has made it simple and easy to access the world’s biggest stock market by a click of a button.

How to Buy US Stocks from NZ

Now, this is where the money lays, the actual reason for you reading this article. Below are some steps that will help you guide where you will need to go on the Hatch website to get the US stocks that you want.

1. You will need to sign-up and become a part of Hatch. For that, you will need to prove your NZ citizenship and ID.
2. Once you have been approved you can then start browsing through the different brands and stock market options available.
3. There is no minimum investment. Once you have decided which stock to invest in, even a little amount of money can get you its equivalent number of shares.
4. Know the timing of the US stock market so that you can tally with them when buying stocks
5. Once you have selected the shares all you need to do is pay the fee, which will be done through Hatch. Hatch offers you better prices than most banks so here there will be profit in your investment before it even starts.
6. Estimate the shares that you may get because if the price of the shares changed before your order is complete, you could end up with different shares.
7. Hatch offers a history report that you should go through once you have selected your shares, so you do not make a mistake.

This is just a few basic steps that you will need to follow to get through to buying a portion or a share in the US stock market. From here on out you can invest more and more and if you have any trouble along the way the hatch customer service team will provide excellent help in locating your issue and helping you through it.

The US Stock Market is inarguably the biggest in the world, and thus a lot of customers and businesses’ want to invest in that market because it builds up profit. Hatch is made for the consumers in NZ to be able to access this global market with a fair chance in owning and buying some shares. Hatch is opening doors for profit for Kiwis everywhere.

If you are new to Hatch or thinking about trying it out, you can do so by clicking HERE and getting $20 free when you deposit $100 or more. You can also read our full review HERE.

The post How to Buy US Stocks from NZ using Hatch appeared first on How to Invest.

If you are new to Hatch or thinking about getting  it you can do so by clicking HERE or reading our full review HERE.

Here are some undervalued US stocks that may be underrated out in the world of finances but on Hatch, you can get some profit out of.

1. Kohl’s (KSS)

Now, it’s a well-known fact that retail shops and stores are slowly and gradually losing profit. From online stores to online shopping, retail has become one of the most undervalued stock options on the US market. One such retail branch and the biggest retail branch is Kohls.

With its revenue slowly and gradually increasing especially in the era of online shopping is proof enough that the retail world is alive and well. You can invest in this brand and you will surely see some profit.

2. Lululemon Athletica

Coming back to the point of the failing retail world in the US, there are many companies that are falling through the loophole and can get their chance at profit due to an increase in customer demand. Lululemon is such a company, with retail falling but with an increase in the need for proper athletic wear, Lululemon falls through the loophole of customer popularity.

Especially with an increase in the popularity of yoga, Lululemon has become one of the undervalued stocks that can generate a lot of profit for those who invest.

3. Stitch Fix

Stitch Fix is one of those anomalies that is a rare thing to come by because it is an online stitching company that provides clothing and other accessories to their customers. The only loophole is that it is relatively new and hasn’t generated a lot of customers.

Now that retailers are failing, this is the time where Stitch Fix has slowly and steadily started growing in customer numbers. They make an effort to get to know the customer and help them chose what they like by getting to know them better and creating an atmosphere of understanding and care. At Hatch, you can get it at a profitable rate.

4. Walmart

Lastly, Walmart is the biggest example of failed retail but aggressive marketing online to help keep it afloat. Being a retail store, Walmart was suffering, as expected in the online shopping boost was going on, so Walmart did the one good thing. Online shopping was made available for Walmart, loyal customers didn’t forsake Walmart and bought stuff online. By being available on Hatch, this retail store is now a profitable undervalued US stock option that you didn’t know you had.

Summary

All of these undervalued US stock options mentioned are profitable because they have targeted the one thing that is failing in America, the retail world, and has replaced it with online shopping which is saving some of these amazing brands. So, go ahead and buy shares at this discount prices!

New to Hatch? Sign up here and get $20 FREE when you deposit more than $100 in your account by clicking HERE.

The post Undervalued US Stocks to Buy for Big Profits on Hatch Invest appeared first on How to Invest.

If you are new to Hatch or thinking about getting  it you can do so by clicking HERE or reading our full review HERE.

Below are just some top ten stocks that you can find on Hatch that will benefit you as a customer. Hopefully this will help you choose the best stock option for you.

1. Apple

Apple is the biggest US brand available with stocks up for grabs. You can get a small share at a price that you can afford. From multiple products to the popularity that never ceases to stop, Apple is the best possible company for you to get a share from.

2. Amazon

Amazon is an online shopping company in America. From delivering in the US to everywhere in the world, Amazon is surely in the top ten of the best stocks that you as a customer can get from Hatch. All you need to know is how much you can afford and then go ahead and buy those funds.

3. Netflix

Being the largest streaming website, Netflix has gained popularity in recent years due to its pro’s of binging shows and watching a multitude of entertainment is available at the get to. Hatch offers a multitude of funds that you can buy and profit from.

4. Google

Google is the most used search engine. From anything that you want to know to anything you want to see; you can find it on google. With YouTube as its highest-grossing subsidiary, Google has managed to stay a desirable stock for a long time.

5. Facebook

Through some in-house trouble, Facebook has still somehow managed to stay at the top of the game with a highly profitable business of letting people buy shares, thus helping their stock market price increase. Hatch provides more opportunities to buy funds.

6. Nike

Nike is the athletic wear brand that is properly the most popular to date. From different promotions to a high-profit rate, this is the perfect brand to buy funds in.

7. Tesla

Tesla is the car company that produces up-to-date, high-performance cars. Famously making a driverless car that has skyrocketed their profitability.

8. Mastercard

Mastercard offers cashless money exchange with just a swipe of the card with high-profit rates for the customer and the company is the best mix of gains for the customer.

9. Expedia

Expedia is an online shopping and travelling company that offers the best prices and deals are the best place to go and buy funds in through Hatch.

10. Blackrock

Blackrock is the perfect place for you to buy funds in. the mutual fund transfers will help in the building of businesses.

Summary

The above mentioned are just 10 of the most used brands in terms of funds buying and stock exchange. Go ahead to Hatch website and see for yourself where you feel like investing or buying.

Sign up to Hatch and get FREE $20 when you deposit $100 or more by clicking HERE.

The post Top 10 Stocks to Buy on Hatch Invest NZ For Big Returns appeared first on How to Invest.

If you are new to Hatch or thinking about getting  it you can do so by clicking HERE or reading our full review HERE.

Why Hatch?

Easy and Accessible

Hatch is designed in a way that it is very easy to use and handle. It gives access to everyone in the world to invest for greater profits. It gives more than 3000 investment options.

Educates you!

Investment, shares and stocks are not everyone’s cup of tea, but profit is! For people who find all this complicating, Hatch has also introduced an online course which covers all the basics one needs to know before investing.

Anyone can invest

You do not necessarily have to buy the entire share in order to invest. Hatch gives an option of buying partial share with the amount you can afford.

NZ Taxes

Hatch also takes care of the taxes, so that the user can fulfil their income tax return. It does so by providing data for tax obligations details for investments.

Less Fees

Hatch charges very low foreign exchange fee as well as brokerage commissions as compared to other platforms, because the first and foremost priority for Hatch is to make investing easier and simpler for its users.

Invest yourself or let Hatch Invest Handle It

Like any other platform, Hatch gives an option to do investment yourself. Moreover, it also gives at option of Auto invest. This way, you can choose it yourself how much your investment limit is and how often you would want to invest.

No membership fee

All other investment platform charges a subscription or membership fee. Hatch, whereas, does not charge a single penny for membership.

Fast funding

Hatch transfers and exchanges money after 2 p.m. on every day except for weekends. So, if you deposit your money before 2, you will wake up the next day to the money in your account. Hatch has express funding and makes sure that no investment opportunity is wasted.

It is safe and a great platform

Most of the people have this question, how will it protect my money if it goes down? How safe is it? Because one thing is very popular about such trading apps and websites, that they come and go very fast. But hatch is owned by Kiwi Wealth Limited. So, its safe to say that your money is perfectly safe with Hatch.

All in all, hatch is simpler and can be used by anyone. You do not need to have technical knowledge to use this website. Secondly, it offers a lot of features to make investing easier, simpler and convenient!

Get $20 FREE when you deposit $100 on Hatch by clicking HERE.

The post Why You Should Use Hatch Invest NZ Compared to Other Platforms appeared first on How to Invest.

Though it is mostly a beneficial website, Hatch invests just offers you brands that you can invest in. It doesn’t let you know which one’s are the best or worse. That is something you have to figure out on your own and then carefully invest where you think you will get more profit.

Below are just some of the worst US stocks that you can buy on Hatch Invest.

1. Sears (SHLDQ)

Sears, once a thriving business has cut its costs and dunned reinvestments. Because of this, a once prosperous mail-ordering business is almost bankrupt now and if you invest in this there will be no profit to count.

2. Guess (GES)

Guess, the famous retail store that was once at the top of the retail business is slowly falling in the seams. The introduction to online shopping has devastated this retail chain store and damaged its profits. It would be foolish to invest in a failing business.

3. Watsco Inc (WSO)

Watsco is a company is not like the two mentioned above. They are doing well and are not on the verge of bankruptcy, so why include it in this list? Simply because the product that they design is too overly pricy to its actual worth. This is why it is imperative to be intelligent with you stock buying and investing.

4. Snap Inc (SNAP)

Now, this is an interesting case. Snap Inc, owned by Snapchat made a fortune with its snapchat stories and videos, but the downfall came when Instagram stories along with Facebook stories also popped up and became a lot more famous and used. Due to this, slowly and gradually the user number of Snap Inc decreases and this is why this company is in the list of the worst US stock to buy.

5. Nordstrom (JWN)

Going back to the commonality with all retail stores, online shopping has made almost all retail stores useless. Why buy something from a store when you can online shop. Amazon, being the leading online rand has taken a lot of the usual retail customers under their wing. Due to this retail stores like Nordstrom have been failing and for you as a customer wouldn’t be a wise choice choosing this as the next big US stock to buy.

Summary

These are just a few of the many US stocks that you as a customer should not buy as they will only take you towards loss. Remember, the running theme in the list above are retail stores. Avoid buying shares in retail stores as there will surely pull you towards a loss. That being said, hopefully, this article has helped you understand how to go about buying US stock.

The post Worst US Stocks to Buy on Hatch Invest appeared first on How to Invest.